Regal Assets Review

Your precious metals are delivered, with free shipping and transit insurance, to the depository storage facility you select as part of the account-opening process. You can make arrangements to visit your purchased metals by contacting your custodian directly.

You can choose the depository most convenient for you from several locations in U.S. cities. At the time of this writing, storage facilities are available in Los Angeles, California; Salt Lake City, Utah; Jackson, Ohio; Wilmington, Delaware; New Castle, Delaware; and Springfield Gardens, New York. Augusta can provide you with a current list.

Not at all. It’s easy to arrange a full or partial distribution – in either metals or cash – from your gold IRA.

Remember, any early IRA distribution may result in taxes and penalties unless rolled over to another qualified account. Consult your tax advisor before making any withdrawals from a gold IRA.

The gold IRA is a self-directed IRA, which means YOU direct and manage your own physical precious metals within this IRA. You do not pay someone to manage it, which means you have control over all your purchases and sales decisions. You are only responsible for modest custodian account setup and depository storage fees.

With a qualifying purchase, Augusta Precious Metals covers shipping and liability insurance costs for your metals until they are delivered to your IRA storage location.

Yes. The same rules and tax benefits that apply to other IRAs also apply to gold IRAs.

Yes. Your metals are insured against covered losses by the depository storage facility while stored there. In addition to the substantial physical security depositories provide, they typically use an all-risk Lloyd's of London insurance policy.

Yes, you can roll over funds from your traditional IRA, Roth IRA, 401(k) or 403(b) to your gold and silver IRA. That’s commonly how gold IRAs are funded. Augusta provides you with all the information and assistance you’ll need to make the rollover process smooth and worry-free.

Generally, IRS rules allow you to purchase coins minted by the U.S. government as legal tender, such as American Gold Eagles (1 oz, 1/2 oz, 1/4 oz and 1/10 oz) and American Silver Eagles. Certain coins minted by other nations as legal tender also are IRS-approved. To learn more about IRA-eligible gold and silver, visit our IRA Elegible Coins page.

Your precious metals are stored fully allocated and off-balance-sheet at the depository. This means your gold and silver remains entirely separate from assets and liabilities of the depository. In the highly unlikely event a depository declares bankruptcy, creditors would have no claim to your metals.

You can rest assured that the fortified depository facility where your precious metals are stored is one of the most secure in the industry. Among the many physical security features of each depository are rigid access-control protocols and state of the art security systems. Click here to learn about the depository that Augusta recommend, the Delaware Depository.

Owning tangible, physical gold and silver can help diversify your savings because the value of precious metals through history has often been uncorrelated with other investments. Buying your metals inside of a self-directed IRA allows their value to grow on a tax-deferred or even tax-free (Roth IRA) basis. A gold IRA also makes it possible for you to make your own purchases and bypass portfolio management fees.

No. IRS rules do not allow you to keep your IRA precious metals at your home or other standard safety security box. The custodians storage facility has to restrict access and each customer’s precious metals must be stored separately. This guarantees that your precious metals are returned to you, or cashed in, thus meeting the IRS legal distribution requirements.

As with all investments, the future value of any precious metals is not guaranteed and it can rise or fall due to various influenced on the commodities market.

IRA rollovers usually take about two weeks to complete. However, each Augusta Precious Metals application is different, and so completion time will vary on a case by case basis.

No. A rollover or transfer of assets into a Precious Metals IRA will have no taxes or penalties once they are processed in the correct manner.

The retirement accounts that are eligible for rollover or transfer into a Precious Metals IRA include 401(k), 403(b), 457, Pensions and TSP (Thrift Savings Plan) accounts. You can also rollover a Roth IRA to a Roth Precious Metals IRA, or even perform a Roth conversion when rolling over from a 401(k) or similar account to a Roth Precious Metals IRA.

The fees on your Precious Metals IRA are usually charged as a single annual flat fee, rather than as a percentage of your assets as you might see on your mutual funds. In effect this means that the more precious metals you own, then the lower the associated fees will be as a percentage of the held assets. And likewise, the less precious metals you hold, then the higher the fees will be when viewed as a percentage of the held assets. Ask Augusta Precious Metals about current promotions as they may reimburse you for these annual fees.

All investments carry some element of risk. Those risks may include: Precious metal prices can rise and fall, so the value of your precious metals can go up as well as down and you may subsequently sell your assets for a higher or lower value than what you originally paid. Precious metals do not have dividends or incomes. This is not a full list of all risks, so please do additional research or talk to your financial advisor

Absolutely. Augusta Precious Metals is a full-service precious metals company and they can work with you to purchase gold and other precious metals and deliver them securely to your chosen location.

The process is completed in three easy steps and Augusta Precious Metals will help through it all: First of all, they will open a new Precious Metals IRA account for you. Then, they assist you to move your funds from your old account. There should be no tax penalties and there is no need to invest any additional money at this time. As soon as funds are transferred to your Precious Metals IRA account, Augusta Precious Metals will then provide you with all you need to select your Gold, Silver and other precious metals

Generally anyone who has earned income is eligible to open a Precious Metals IRA.

Yes. You or the beneficiary of your precious metals IRA can begin to take distributions penalty-free from the IRA account at the age 59 and a half.

You can take distributions from your Precious Metals IRA in the form of precious metals, i.e. physical gold, silver, platinum, or palladium, depending on what metals you hold in your account. If cash is your preference, then Augusta Precious Metals have an excellent buyback program or they can even help you to sell your assets on the metals market and convert them into cash.