Regal Assets Review


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Our research team dug deep into every reliable source we could find on the Birch Gold Group, also called BGG or just "Birch" for short. Overall, we have ranked the company as one of the top five in its industry, but not in the number one spot. You'll discover the reasons below.

It's essential for anyone who's interested in a gold IRA to realize that the marketplace is still relatively new, and consumers are still getting acquainted with all it has to offer.

So, in fairness to Birch, it will probably be two or three years before the market shakes out completely and several elite firms in this niche rise to the uppermost echelon of the rankings. What are the current facts?

BGG has been around for longer than most of its closest competitors. Established nearly two decades ago, in 2003, the organization has built a solid reputation in the alternative IRA investments space.


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Birch's products and services menu includes a nice lineup of all the precious metals products most investors are looking for. And while BGG has chosen TV celebrity Ben Shapiro as their main public spokesperson, along with the recent addition of former Congress Member Ron Paul, there is no openness about who's on the management team.

BGG is not for the casual investor, mainly because they have relatively high minimum investment thresholds and higher-than-normal fees. For anyone who only has a small sum to invest into a gold IRA, they might find Birch Gold's structure a bit on the high end of the economic scale. Other than that, in the area of ratings and complaints, as well as products and services, Birch scores strong numbers on any objective ranking scale.

Our research team checked out all the details, which you'll see below. They include a pertinent list of pros and cons, the company's history, ratings and complaints, fees, an evaluation of the Birch website, how investors can get started, the latest contact info for BGG, informative FAQs, and an alternative to Birch for investors who like to have at least one alternative to consider.

Here's a quick outline of what our team came up with when they analyzed Birch Gold Group:

Birch Gold Group (BGG) In-Depth Review: Contents

Pros & Cons

Like many other leaders in the gold-backed IRA industry, Birch Gold Group has many more positive than negative qualities. That's apparent from the long lists of pros and cons that our team checked out. Here are the summarized points based on what we discovered.


  • Birch has built and earned an excellent reputation within the financial community
  • The BGG menu of metals is extensive
  • Customer reviews across the internet are universally positive
  • The company works hard to communicate with its customers and offer them free educational materials related to investing in metals
  • For account holders who transfer more than $50,000 into an account, first-year fees are waived
  • Birch Gold Group's customer service team is one of the best in the industry


  • The BGG "exclusive" coins come with rather high premiums
  • The Birch website is not transparent about fees and charges, mainly the set-up and yearly expenses associated with opening an account
  • There's a higher-than-normal minimum investment for IRA metals as well as for non-IRA metals and numismatic coins.

Company Overview, History, and Summary

Birch is an elite player in the precious metals (PM) IRA sector. Since 2003, the Burbank-headquartered firm has been offering a long menu of metals to investors who want to set up gold-backed IRAs, store the bullion in an IRS-approved vault, and enjoy the oversight of a trusted custodian and secure storage company. Birch offers the four PMs to its clients, namely, palladium, platinum, silver, and gold.

There are multiple forms of metals for buyers to choose from, including coins, ingots, bars, rounds, and IRS-approved premium gold coins. Birch also offers a few numismatic coins that are not suitable for IRAs but are popular among metals investors generally. The Birch website explains that people who want to diversify their portfolios should consider PMs as a basic form of IRA investing.

The explanation by the company is that metals like gold can help people preserve their long-term purchasing power and shield them against financial losses during tough economic times, inflation and recessions being the two main examples. The goal of Birch is to facilitate the setup of gold-backed IRAs as a way for investors to diversify their holdings.

Birch is one of the more reputable members of this business sector, has been around longer than most in the industry, has a long menu of metallic offerings, excels at customer service, and makes every effort to deal with customers' questions, complaints, and inquiries in a timely manner.

Products, Complaints, and Ratings

Birch offers a long list of products for clients who want to include gold, silver, platinum, palladium, or any combination of those metals, to their IRAs. Considering that BGG has been in business for nearly two full decades and serviced a huge number of customers, the company has a low number of complaints.

Potential investors can check out the Birch page at the Better Business Bureau to see their A+ rating as well as a history of the complaints and resolutions of each one. It's significant that Birch Gold Group is quick to respond to any complaints on the BBB website and resolve each one.

Elsewhere on the internet, there are thousands of reviews about Birch, and the vast majority of them, across the board, are positive. It's probably fair to say that for every so-so or negative review on verified sites, there are 100 or more positive ones.

Fees & Prices

Birch Gold Group's fee structure is relatively easy to understand, even if they are not listed on their main website. For account setup, customers pay $50, but there is an additional $30 charge for wire transfers. Yearly storage charges are $100, and the annual administration fee on all accounts is $80. These fees and charges are in line with BGG's competitors.

Birch Gold Group - Ron Paul Recommends Birch Gold Group 1

The BGG Management Team and Website

We've combined information about the company website along with data about its management team under a single heading. Each section is short and includes the pertinent facts potential investors should know before making a final decision about their IRAs.

Management Team

The official company website, as well as other internet resources, show no precise information about BGG's management team, directors, or major team members. The sole exception is the company's CFO, Karlo Vartan, who resides in California. Business listings note that the BGG organization employs between 50 and 200 people in its operation.

There's a blanket statement on the Birch website about the management team, but it lists no specific names, noting only that there is a "dynamic team" who are "former wealth managers, financial advisors, and commodity brokers" who help customers with all their metals-backed IRA needs.

As noted above, Birch maintains a "partnership," but mainly a promotional one, with celebrities Ben Shapiro and Ron Paul. Shapiro is a political commentator with a vast following, and Paul is a former member of the US House of Representatives who has long championed the private ownership of gold.

The Birch Gold Group Website

The official BGG website, at, is better than most in the industry. It features a scrolling list of current metals prices as well as a news and information scroll of stories about investing, gold, their partners, and breaking economic headlines. The company is careful to gear all the main page information to potential investors. There's a sign-up form to request information or a free investing kit.

There are tabs across the top for visitors to learn about the company, see all the products on the Birch menu, explore the topic of gold-backed IRAs, a detailed education section, and a "Contact Us" page as well. The Birch website is easy to navigate and find whatever you want once you're there. Compared to competitor sites, it's a superior product and obviously was built and designed by someone who knows how to incorporate user-friendliness.

Why a Gold IRA, and How To Get Started?

It's crucial for prospective investors to know about the advantages of gold-backed IRAs and to learn the specific steps for getting started should they choose to open an account with Birch.

Why Open a Gold IRA?

The main reason for opening a traditional IRA is to gain many tax advantages. For example, account holders can reduce their taxable income by up to $6,000 per year when they place the money into an IRS-approved IRA. Everyone's situation is unique, so remember to check with your own CPA, attorney, or financial expert before investing in any kind of IRA.

But, there's a small problem with traditional IRAs: They can only hold intangible assets. For instance, typical working people put cash, corporate stocks, government bonds, mutual fund shares, and various other intangibles into their IRAs. What about folks who want to use things like gold and silver for their IRAs?

The answer is that traditional retirement accounts are not legally allowed to hold anything except intangible assets. The good news for investors is that there are laws on the books that allow for a special kind of IRA known as a "self-directed individual retirement arrangement/account." These SDIRAs, as they're called, can and do hold tangible assets like silver, palladium, platinum, and gold.

Why would anyone choose an SDIRA over a traditional account? There are lots of good reasons, primarily that many people simply don't prefer to invest in the securities markets. 

Still, others wish to maintain both kinds of IRAs at the same time, which is completely legal as long as they don't exceed the annual IRA limit of $6,000 in contributions. Folks 50 and over get a slight break with a higher limit of $7,000 per year.

There are some unique advantages of having an SDIRA, like a gold-backed IRA. First, metals in a retirement account can be a smart way to achieve total account diversification. Other possible benefits are a virtually unlimited amount of long-term growth. Then there are people who just want the full personal control that comes with an SDIRA that contains gold and that they can manage directly.

How To Open an Account With Birch Gold Group

BGG has worked hard to develop a simple system for new IRA investors or those who are rolling over their current IRA or 401(k) into a Birch account. First, the process begins with a look at the BGG website's main page or education page, where interested parties can ask for a no-cost information kit.

For those who decide, after reviewing the kit, to invest in a BGG retirement account, the next step is to call the phone number on the site and speak directly with one of the Birch investing specialists. The team member will take you through the short five-step process for funding and opening a gold-backed IRA.

What are the steps once a person makes contact with a BGG rep and decides to open an account? First, you'll be asked how you want to fund the account. Typical choices include rolling over an existing IRA or depositing cash into a new BGG IRA. The second step is choosing which metals to include in your new SDIRA with Birch.

At this point, it's helpful to ask the reps about the current market prices of all the metals and find out which forms, like rounds or bars, are available for your particular account. Step three is a careful, guided review of the entire order and total purchase. The Birch reps are experts at making sure everything is accurate and that customers know exactly what their options are.

The fourth and fifth steps are extremely simple. Customers choose where they want their gold, silver, platinum, or palladium to be stored. Options include the many locations offered by BGG, all of which are locations within the legal borders of the US.

Finally, new account holders can check on the performance of their assets any time they wish via regular statements of account or by keeping an eye on the ever-changing values of the metals within their accounts.

Quick Contact Info For BGG

Contacting Birch is easy, and the company makes it simple for website visitors and anyone else to get in touch with them. First, the basic data:

BGG's toll-free phone number is 800.355.2116

The company's physical address is in sunny Burbank, California, at: Central Park Building, 3500 W Olive Ave, Suite 300, Burbank, CA, 91505

You can reach Birch personnel via email at:

Their regular website address is

Then, there's a lot more detailed contact info on the website's "Contact Us" page, which is at: There, you'll discover a few interesting tidbits, like the fact that it's possible to sign up for an informational newsletter, a no-cost 2022 info kit, and more from the "I'm Interested In" tab near the top of the page.

Also on the contact page of BGG's website, visitors will find a handy scroll of up-to-the-minute precious metals prices for gold, silver, palladium, and platinum. There's also a handy fill-in-the-blank form for those who request an info kit or want to sign up for the newsletter.

Birch Gold Group's official office hours, should you wish to call them or speak live with a rep, are Monday through Friday, from 6 a.m. to 5:30 p.m., US Pacific Standard Time.

Our Recommendation and Objective Determination

Birch Gold Group is one of the standouts in its niche. The two main negatives include the company's relatively high initial investment amount of $10,000 and the fact that the markup on a few of the products on its menu is quite high. Other than that, Birch excels at customer service, having an expert team of reps, offering a wide range of IRA and non-IRA metals products, dealing with the few complaints that arise, and working hard to maintain its solid reputation in the industry.

Birch Gold Group - FAQs

Our research team checked out dozens of online resources to see what people were asking about BGG, gold IRA and precious metals investing in general. Here's what we discovered, along with answers to the main FAQs we encountered.

Does BGG make any price guarantees pertaining to the value of the precious metals it sells?

No, they don't. Birch reps will be careful to explain to any inquirers that it's impossible for companies in the IRA industry to guarantee precious metals prices because of the nature of the market. Like stocks and other commodities, gold and similar metals constantly fluctuate in value.

However, the BGG reps will be happy to lock in your metals prices when you decide to make a purchase, even before the bullion has not been delivered.

What are Birch's minimum investments, and how do they compare to competitors' minimums?

In contrast to nearly all its competitors, BGG has a firm $10,000 minimum investment for IRA investors.

Are some metals better than others for IRA and non-IRA investing?

The issue of which metals are best is one that is solely up to investors. Keep in mind that most experts recommend diversification. That's why so many people set up gold-backed IRAs only using a portion of their total IRA investment capital.

Likewise, it's common for people to diversify within the metals group by holding a combination of gold, palladium, silver, and platinum within IRAs and regular investment accounts.

What's the situation with BGG's ratings and complaints?

Ratings and complaints can be an emotional subject for many investors, but it's important to understand how the financial and consumer sectors operate. All large companies receive complaints. It's just part of doing business. With millions of customers year after year, any entity is bound to get some negative feedback.

The important thing to look at is how companies handle that feedback. In Birch's case, even with an A+ rating by the BBB (Better Business Bureau), there are around ten or so complaints listed on the BBB website. In all cases, the complaints were closed after Birch reps responded to the consumers who had originally lodged the inquiries.

What are Birch's main products and services?

BGG has a varied menu of silver, gold, palladium, and platinum rounds, ingots, bars, and numismatic coins. Note that the latter are not suitable or legal for IRAs. No matter an investor's taste or preference, there's something on the Birch menu to choose from when deciding what to put into a metals-backed IRA.

How long do rollovers take?

A rollover from your previous IRA directly into one with BGG normally takes between one business day and two weeks. Why the wide time frame? It's because, on Birch's end, everything can be done within a single day, but your current or former IRA custodian might delay the process several days.

It's really a legal issue. Birch can't force your current IRA custodian to speed up the process, but customers can rest assured that Birch's team is ready to go, and once they get the official transfer documents from the original custodian, the new account will be fully active within one business day in nearly all cases.

Who is Birch Gold Group's main custodian for IRAs?

Birch works with one of two official IRS-sanctioned custodians, Equity Trust Company and STRATA Trust Company. Both STRATA and Equity have earned BBB (Better Business Bureau) ratings at a grade of A or A+.

Is there a Birch "buy-back" program in place, and how does it work?

BGG has a buy-back program, with prices determined by the current values of the metals involved in the transaction. To find out how the process works, should you ever want to sell some or all of your metals directly back to Birch, contact the company via their toll-free phone number, 800.355.2116, and they'll explain the valuation method for the buy-back as well as the process.

What's the situation with taking distributions based on age and retirement status?

The laws are a bit tricky on this question, but in general, investors can begin taking withdrawals after they reach the sixth month after their 59th birthday. Note that current law requires people who reach the age of 72 to begin taking mandatory payouts from their IRAs.

It's up to investors to choose to make the withdrawals all at once or in a succession of payouts. Check with your tax advisor or lawyer to learn the details of your particular requirements.

Why must IRA investors use a legal custodian instead of just keeping the metals at home or in a local bank's safe-deposit box?

The answer is simple: It's the law. If you hold metals or any assets in your private home or in a safe that is not IRS-sanctioned, those assets cannot be included within an official, legal IRA.

What are investors' choices related to storage in IRS-approved vaults?

By law, investors must keep IRA-related assets, like precious metals, in the custody of an official, IRS-approved custodian. For metals that are not in an IRA, people can store them anywhere they wish.

Note that it's risky to keep gold, silver, and other pricey assets in your home. If you do own non-IRA metals, store them in a safe-deposit box or in a fee-based vault.

Alternative To Birch Gold Group: Goldco

No two people have the exact same preferences and criteria when it comes to the gold IRA marketplace. That's why we've included the following section about our top recommended company Goldco

Precious metals investment fees of the various competitors in this niche vary a lot, as do the lists of ratings and complaints, products and services, company structure, etc. In order to give our readers at least one other view of a reputable provider in this market sector, here's our in-depth review of Goldco


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